Assisted Living Jobs: Join Our Team at MorningStar (2024)

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Assisted Living Jobs: Join Our Team at MorningStar (9)

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MorningStar Senior Living is seeking exceptional individuals who love the idea of a rewarding career working with seniors. Located throughout the western half of the United States, MorningStar homes are distinguished by servant-leaders committed to making a difference in the lives of seniors and understand the magnitude of their service.

The jobs on our community teams, from caregivers to housekeepers, culinary to administrative, are true careers requiring a diverse set of skills. As a MorningStar employee, you will have opportunities for advancement as we promote from within whenever possible. To fill a variety of assisted living jobs, we seek men and women who understand the importance of investing in teammates as well as in our resident-families one relationship at a time.

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The name and mission that inspire us daily

Culture of Radiance

Our brand of Service Excellence

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Impacting the world
for good

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Team Member Benefits

Compensation & Financial Benefits

  • Competitive wages
  • Bonus or incentive opportunity (dependent on positions,
    promotions in place, performance)
  • Paid holidays
  • Paid vacation
  • Paid sick time
  • Birthday Appreciation Day
  • 401k plan availability
  • Health Savings Account availability
  • Training and advancement opportunity
  • Service Anniversary Pins (with cash rewards for certain years)
  • Uniforms

Insurance Benefits

  • Health insurance (deductible options, below average premiums)
  • Dental insurance
  • Vision insurance
  • Telehealth coverage (at no cost)
  • Life insurance (basic policy at no cost; supplemental policy
    available at group rates)
  • Supplemental insurance (Disability, Accident, Critical Illness)

Training (Investing in You)

  • O2 (Orientation & Onboarding)
  • Lavender Sky (Dementia Care)
  • Radiance (Culture, Customer Service)
  • Inhabit (for Community Relations team)
  • Brain Boosts (for Reflections care team)
  • Other Topical In-services
  • Relias Video Courses (paid to view from home

Other Benefits

  • Opportunity to do work that matters in serving seniors
  • Opportunity to participate in global philantrophy
  • Jury Duty
  • Bereavement Leave
  • Voting Leave
  • Extended Leave of Absence beyond federal requirements
  • Greater Good (benevolence fund)
  • Employee Assistance Fund (counseling at no charge)
  • Onshift Wallet (access to earned wages before pay day)
  • Onshift Engage (rewards for Onshift activity, goes live mid-July)
  • Seasonal/Situational Support (e.g., Industry-leading response
    during COVID: Impact Incentive Pay for communities with active
    COVID, exceeding federal/state requirements for leave and paid time
    off due to COVID, availability of donated vacation time, ample PPE
    availability, high-tech electrostatic technology
  • ADP Self Service (access payroll information, tax forms, etc., from
    comfort of your home)
  • Easy transfer to another MorningStar community (accrued
    vacation and sick hours also transfer

Employee Appreciation

  • Radiant Spirit recognition programs
  • Employee appreciation events
  • Employee meals (varies by community)
  • Holiday celebrations

Some benefits listed are provided to full-time and reduced-hour team members

“Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.”

— 1 Peter 4:10

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BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.

Click here

for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

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